Even if bad things avoid you, it's always good to be cautious. Euroins offers you the financial support you need to help you get through the aftermath of any accident.

What is insured

The product is flexible, allowing you to choose both the cover you need and the sums insured, so that you benefit from a quick and peaceful recovery and your family or loved ones are protected if you suffer an accident.

We offer 24-hour cover throughout Romania, including at work, and the possibility of extending it worldwide.

What do you need it for

Coverage includes accidents caused as a result of the movement of means of transport, sunstroke, frostbite, collapse due to heat or cold, asphyxiation due to emanation of gases and/or vapors and the consequences of accidental ingestion of toxic substances, burns, drowning, hitting, falling, slipping, stabbing, cutting, explosions, falls/slides, lightning, electrocution, attack by another person or animal, death from an acute post-traumatic infectious disease, rabies or tetanus, immediate consequences of sudden excessive physical exertion determined by causes of force majeure, accidents caused by the operation of machines, devices, tools, accidents resulting from the action of weapons.

Euroins grants you allowances for:

• Hospitalization: 18,000 euro (maximum 180 days/year)

• Convalescence: 6,000 euro

• Temporary incapacity for work: 12,000 euro (maximum 180 days/year)

• Surgical interventions: 6,000 euro

• Burns: 6,000 euro

• Medical expenses: 500 euro

• Bone fractures: 1,000 euro

• Immobilization in plaster apparatus: 225 euro (maximum 45 days/year)

• Permanent disability: 60,000 euro

• Death: 30,000 euro.

How much it costs

The insurance premium differs depending on the coverage chosen and their sums insured.

For an insured amount of 20,000 euro for permanent disability and 10,000 euro for death, the policy can cost between 1.5 lei per day - for basic risks and 4 lei per day - for complete protection (including hospitalization, temporary incapacity for work , surgical interventions, burns, medical expenses, bone fractures and immobilization in a plaster cast).

If you choose to pay the insurance premium in full or semi-annually, you benefit from a 10% or 5% discount on the insurance premium, respectively.

Documents

Insurance conditions PHOENIX PERSONAL

Information document PHOENIX PERSONAL

Product presentation PHOENIX PERSONAL

At all times it is good to have a minimum of safety. Euroins offers you an accident microinsurance product at an extremely advantageous cost.

What is insured

You are protected against accidents of any cause, occurring on Romanian territory.

What do you need it for

Coverage includes accidents caused as a result of the movement of means of transport, sunstroke, frostbite, collapse due to heat or cold, asphyxiation due to emanation of gases and/or vapors and the consequences of accidental ingestion of toxic substances, burns, drowning, hitting, falling, slipping, stabbing, cutting, explosions, falls/slides, lightning, electrocution, attack by another person or animal, death from an acute post-traumatic infectious disease, rabies or tetanus, immediate consequences of sudden excessive physical exertion determined by causes of force majeure, accidents caused by the operation of machines, devices, tools, accidents resulting from the action of weapons.

You have the choice of one of three coverage plans, depending on the insured sums you want:

• Plan I:

  • Bone fractures: 450 lei

  • Immobilization in plaster cast: 22.5 lei/day (maximum 45 days/year)

  • Permanent disability: 4,500 lei

  • Death: 2,250 lei

• Plan II:

  • Bone fractures: 540 lei

  • Immobilization in plaster cast: 22.5 lei/day (maximum 45 days/year)

  • Permanent disability: 5,400 lei

  • Death: 2,700 lei

• Plan III:

  • Bone fractures: 650 lei

  • Immobilization in plaster cast: 22.5 lei/day (maximum 45 days/year)

  • Permanent disability: 6,500 lei

  • Death: 3,250 lei

How much it costs

Depending on the plan chosen, between 20 lei and 24 lei per year.

The policy can also be issued for sub-annual periods, for any number of months between 1 and 12 months.

Documents

Insurance conditions PHOENIX PERSONAL START

Information document PHOENIX PERSONAL START

Product presentation PHOENIX PERSONAL START