PHOENIX TRAVEL
STANDARD
PHOENIX TRAVEL
PREMIUM
Life is an adventure and Euroins is with you on your journey, every step of the way.
What is insured
You benefit from the coverage of emergency medical expenses in the event of accidents or illnesses during travel abroad, including in the event of pandemic risks (such as, but not limited to, COVID 19);
Assistance is offered 24 hours a day, 7/7, in Romanian, through our assistance provider (CORIS ASSISTANCE), and cases are resolved within the limits of the amounts mentioned in the policy, mostly without the Insured's financial involvement;
You can choose the perfect insurance for you: we provide you with two insurance options suitable for any vacation plans, PHOENIX TRAVEL STANDARD and PHOENIX TRAVEL PREMIUM.
What you need it for
Coverage differs depending on the plan chosen:
STANDARD
The purpose of the trip: tourist, business or work.
Emergency medical assistance until the patient's condition stabilizes as a result of an accident or illness is covered within the limit of the chosen insured sum: 10,000 euros, 20,000 euros, 30,000 euros or 50,000 euros.
Maximum emergency dental treatment, which is necessary and usual for direct pain relief up to a maximum amount of 300 euros.
Emergency medical assistance in case of pre-existing chronic diseases: covered up to 1,000 euros.
Emergency medical assistance in the case of illnesses caused by pandemic risks: maximum 10% of the selected sum insured.
Medical transport within the limit of the selected insured amount.
Repatriation costs: up to 5,000 euros.
PREMIUM
The purpose of the trip: tourist, business or work.
Emergency medical assistance until the patient's condition stabilizes as a result of an accident or illness is covered within the limit of the chosen insured sum: 10,000 euros, 20,000 euros, 30,000 euros or 50,000 euros.
Maximum emergency dental treatment, which is necessary and usual for direct pain relief up to a maximum amount of 300 euros.
Emergency medical assistance in case of pre-existing chronic diseases: covered up to 1,000 euros.
Emergency medical assistance in the case of illnesses caused by pandemic risks: maximum 10% of the selected sum insured.
Medical transport within the limit of the selected insured amount.
Repatriation costs: up to 10,000 euros.
Search and rescue costs: up to 5,000 euros.
Personal accident insurance: up to 3,000 euros.
Personal Civil Liability towards Third Parties: up to 5,000 euros.
Loss, damage, theft of luggage: up to 500 euros.
Flight delay of more than 4 (four) hours: up to 500 euros.
Baggage delay: up to 500 euros.
Covering the costs of transporting the child/children back to the country: up to 500 euros.
How much it costs
For example, for an 8-day trip:
STANDARD policy: from 22.10 lei per person;
PREMIUM policy: from 23.10 lei per person.
Documents
Insurance conditions PHOENIX TRAVEL STANDARD
Information document PHOENIX TRAVEL STANDARD
Insurance conditions PHOENIX TRAVEL PREMIUM
PHOENIX STORNO
Unforeseen events can happen at any time. But that doesn't mean you can't protect your travel budget against them.
What is insured
In case of cancellation or interruption of your trip, Euroins will cover the penalties due to the travel agency or the costs of the trip for the remaining period, depending on the situation you are facing.
We'll also cover your stand-alone travel services (for example your flight ticket or accommodation booked separately) even if you haven't purchased a travel package.
And we come with good news, your travel services can be purchased from any specialized operator or travel agency online or offline.
What you need it for
The list of our insured risks is long. You can see below the situations for which you will be covered in case you have to cancel your trip:
You receive a subpoena to appear before a court, at a time set during the trip;
Your home or residence is devastated;
A carrier strike resulting in a minimum 48-hour stoppage or cancellation of your connecting flight preventing you from arriving in time to board your flight to your final destination;
You have lost or had your identity documents stolen and emergency release of others is not possible;
There was a road accident on the territory of Romania with a maximum of 24 hours before the trip in which you or the car you are going to travel with was involved;
You will also be covered in case of death or illness for yourself, a first or second degree relative or for a person who is going to accompany you on the trip. And even if the death or illness was caused by contact with a pandemic virus during the policy validity period (such as SARS-Cov 2), the risk is covered.
If you are in one of the following situations, Euroins will reimburse you for the travel costs for the remaining period:
The death of your spouse or a first or second degree relative or the spouse of the person accompanying you on the trip who was in Romania;
Devastation of your home or residence, events requiring your emergency return to your home/residence address;
You receive a subpoena to appear before a court in Romania, at a time set during the trip, provided that the subpoena was not received prior to booking your trip.
If you did not get your STORNO insurance on the day you contracted the tourist services package, no problem!
You can also buy the insurance after this date, but more than 30 days before you leave for the trip. However, you will have a 10-day grace period from the date the policy is issued, during which time we will not be able to compensate you in the event of a trip cancellation.
How much it costs
The investment is minimal compared to the protection it gives you.
For example, you purchase a package of travel services worth 1,000 euros and insure your investment with only 18 euros.
Documents
Insurance conditions PHOENIX STORNO