PHOENIX ANGAJAȚI
PHOENIX ANGAJAȚI
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If you take care of your employees, they will take care of your business. Euroins helps you contribute to the well-being of your employees even in unforeseen situations.
What is insured
You customize the product exactly as you want, so that you choose for your employees both the coverage they need and the right sums insured so that they can benefit from a quick recovery and their families or loved ones are protected.
At Euroins, you can choose for your employees to benefit from insurance outside of working hours, 24 hours a day, in Romania or in other countries.
We cover accidents at work as well as accidents caused by activities that are not related to the work process, but take place at your company headquarters, or in another workplace organized by you, during working hours and are not due to the exclusive fault of your employee.
Also covered by our insurance policy are accidents caused as a result of the movement of means of transport, sunstroke, frostbite, collapse due to heat or cold, asphyxiation due to emanation of gases and/or vapors and the consequences of accidental ingestion of toxic substances; burns, drowning, bumping, falling, slipping, stabbing, cutting, explosions, falls/landslides; the action of lightning, the action of electric current, attack by another person or an animal, death caused by an acute post-traumatic infectious disease, rabies or tetanus, the immediate consequences of excessive and sudden physical exertion caused by force majeure, accidents caused by the operation of machinery , devices, tools, accidents resulting from the action of weapons.
What you need it for
Euroins grants you allowances for:
Hospitalization: 18,000 euro (maximum 180 days/year)
Convalescence: 6,000 euro
Temporary incapacity for work: 12,000 euro (maximum 180 days/year)
Occupational diseases: 12,000 euro
Surgical interventions: 6,000 euro
Burns: 6,000 euro
Medical expenses: 500 euro
Bone fractures: 1,000 euro
Immobilization in plaster apparatus: 225 euro (maximum 45 days/year)
Permanent disability: 60,000 euro
Death: 30,000 euro.
How much it costs
The insurance premium differs depending on the profile of your company, the coverage chosen and the sums insured. For a decent insurance premium, your employees will feel safe.
You can convince yourself by analyzing the example below:
For an insured amount of 20,000 euro for permanent disability and 10,000 euro for death, the policy can cost for each employee between 23 lei per month and 50 lei per month;
And if you choose in full or half-yearly payment of the insurance premium, you benefit from a 10%, respectively 5% discount on the insurance premium;
You also benefit from discounts depending on the number of employees you want to protect.
Documents
Insurance conditions PHOENIX ANGAJAȚI
PHOENIX SPORTIVI
Wherever you play, we will be with you. Together with Euroins, you can contribute to the peace of mind that your club's athletes need, to achieve performance.
What is insured
Did you know that in Romania, only about 2% of the total number of registered athletes are insured?
Clubs, associations or organizations in the sports industry may take out insurance for registered athletes. Sports accident insurance is designed to cover both amateur and professional sports players aged between 14 and 35 years.
Euroins will cover the risks of total permanent incapacity and death as a result of accidents occurring during participation in the competitive sports activity as well as related training. Also included in this category are physical collapse or ailments due to extreme physical exertion, rupture of various organs suddenly produced as a result of excessive physical exertion during sports activities, infection if the infectious substance reached the body due to an accident.
What you need it for
Euroins grants you allowances for the basic risks as well as for a series of special extensions, which you can choose according to the specifics of the sports branch you belong to, or the club you represent:
Hospitalization: 18,000 euro (maximum 90 days/year)
Temporary inability to play: 12,000 euro (maximum 90 days/year)
Surgical interventions: 6,000 euro
Medical expenses: 500 euro
Bone fractures/Sprains/Dislocations: 1,000 euro
Immobilization in plaster apparatus: 225 euro (maximum 45 days/year)
Permanent disability: 60,000 euro
Death: 30,000 euro.
How much it costs
The insurance premium differs depending on the degree of risk of the sport practiced, the chosen coverage and their insured amounts.
For an insured amount of 5,000 euro in case of death and 10,000 euro in case of permanent disability, for the ball sports category, the policy can cost for each athlete between 50 lei per month - for basic risks and 82 lei per month - for a full protection (including hospitalization, temporary disability, surgery, medical expenses, bone fractures and immobilization in a plaster cast).
For in full or half-yearly payment of the insurance premium, you benefit from a 10%, respectively 5% discount on the insurance premium.
Documents
Insurance conditions PHOENIX SPORTIVI
PHOENIX VÂNĂTORI
A moment of inattention or simply bad luck can have particularly serious consequences when we are talking about the hunting activity. Accident insurance for sports hunters is a must, and a correctly chosen insurance plan protects you as a hunter as well as other participants in the hunting activity.
What is insured
The insurance can be concluded by a hunting organization for its members as well as by a sports hunter in his own name.
Euroins covers basic risks, permanent disability and death as a result of hunting accidents. The following categories of events are included in the notion of a hunting accident: injury or self-harm with hunting weapons, explosion of the weapon, ammunition or explosive materials used in hunting, attack by wild animals, bird attack and snake bites, bodily injuries suffered in legitimate situations defense (attack by poachers or other people), drowning while hunting.
What you need it for
Depending on the chosen tariff plan, Euroins grants you allowances for:
Tariff plan I:
Death: 500 euro
Permanent disability: 1,000 euro
Hospitalization: 300 euro (10 euro/day, maximum 30 days)
Surgical interventions: 200 euro
Medical expenses: 100 euro
Tariff plan II:
Death: 1,000 euro
Permanent disability: 1,000 euro
Hospitalization: 400 euro (10 euro/day, maximum 30 days)
Surgical interventions: 400 euro
Medical expenses: 200 euro.
We also offer you coverage for civil liability as a result of the bodily injury or death of third parties, in connection with the hunting activity.
How much it costs
For Plan I you pay 5 euro annually and for Plan II, 11 euro.
Documents
Insurance conditions PHOENIX VÂNĂTORI
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