Surely you want a prosperous business. You take care of the prosperity of your business and for its protection we offer you our specialized services.

What is insured

Whether it's an SME business or a large business with multiple properties and hundreds of employees, you can face increasing risks from events such as fire, flood or even theft.

We can insure your buildings and goods both at the actual value and at the value as new, and if you also own stock of goods you can choose whether you want to insure it for the existing value at a given time, or for its entire value at the date the policy issuing.

What you need it for

We have 3 insurance packages for you that are flexible and adaptable to the coverage needs of your business:

• PROPERTY INSURANCE:

  • Fire, lightning, explosion, accidental falls of objects

  • Sonic boom

  • Earthquake

  • Flood due to natural causes

  • Landslides collapses

• BUSINESS INSURANCE covers in addition to the previous package:

  • Atmospheric phenomena

  • Snow/ice weight

  • Collision with vehicles

  • Accidental damage to water, sewer or central heating installations

  • Theft

  • Vandalism

  • Third party liability insurance

• FULL INSURANCE covers in addition to the previous package:

  • Political risks (strikes, riots, civil unrest)

  • Terrorism

  • Accident insurance for employees.

Do you need even more coverage? No problem, you can add a suite of additional and special clauses to your policy.

Additional clauses such as:

• Insurance of perishable goods;

• Business interruption loss insurance;

• Insurance of movable or transportable goods;

• Insurance for electrical phenomena of electrical machines/equipment;

• Insurance of thermal power plants for accidental damage;

• Tenant's liability insurance against the owner.

Special clauses such as:

• Damage to building installations regarding damage to building installations;

• Derogation from the rule of proportionality;

• Derogation from the rule of proportionality – loss of profit;

• Advance indemnity insurance;

• Public authorities;

• Policy termination notice;

• Flooding from tap water;

• Investments at existing locations;

• Minor works;

• 72 hour clause;

• Profit sharing;

• Automatic recovery of the insured amount after the damage;

• Vandalism without burglary.

How much it costs

If we have piqued your interest, request an offer from our partners.

To calculate the insurance premium, we analyze the following information:

• The insurance package you want;

• The activity carried out at the address you wish to insure;

• The type of building;

• The environment in which the building is located - urban or rural; etc.

Below is a concrete example: the activity carried out at the insured address: Offices - Administrative headquarters:

If you choose the PROPERTY INSURANCE PACKAGE for a building value of 500,000 euro and the value of the contents of 100,000 euro, the total insurance premium is approximately 400 euro/year.

And if you want the FULL INSURANCE PACKAGE for the value of the building of 500,000 euro and the value of the contents of 100,000 euro, the insurance premium can reach approximately 550-600 euro/year.

Documents

Insurance conditions PHOENIX PROPERTY

Information document PHOENIX PROPERTY

Product presentation PHOENIX PROPERTY