Your concern is for your patients, and ours is for you alone. You are a professional, but you too can sometimes make mistakes and patients can suffer irreparable harm..

What is insured

A wrong diagnosis or an inappropriate treatment prescribed to the patient can affect both your professional reputation and your financial situation.

What you need it for

The legislation in force requires the conclusion of such insurance depending on the medical specialty practiced.

We are responsible on your behalf for:

• the amounts that you are obliged to pay as compensation for damages caused by committing acts of negligence and which result in bodily injury, illness or death of your patients;

• material damage caused to the property belonging to your patients;

• the legal costs that you are obliged to pay in the civil process.

Depending on your option, Euroins can also cover for you the claims resulting from moral damages.

For continuously renewed policies at Euroins, we also cover a Retroactive period of up to 36 months.

For your peace of mind, we also grant an Extended notification period of 60 calendar days from the date of expiration of the insurance policy, in which any insured events occurring during the policy insurance period or during the retroactive period (if it was granted) can be notified.

How much it costs

The insurance premium differs depending on the medical specialty practiced and the liability limit established according to the legislation in force.

If you are a specialist doctor - medical specialties, for a liability limit for material damage/bodily injury of 37,000 euros and a liability limit for moral damage of 37,000 euros you pay between 114 euros/year and 244 euros/year, depending on your specialty.

And if you are a nurse or midwife and you work in health units with beds, the insurance premium will be 24 euros/year, for a liability limit of 10,000 euros for material damage/bodily injury and 10,000 euros for moral damage.

Documents

Information document PHOENIX MALPRACTICE

Insurance condition PHOENIX MALPRACTICE

Product presentation PHOENIX MALPRACTICE